Author Archives: Judy
My Plan to Slay the 60K Heloc Monster in 2014
I have given it a lot of thought, and I have decided to dedicate this year to getting rid of the Heloc. I know I will feel so much better if I can get it off my back. Plus, I … Continue reading
Net Worth Update January 1, 2014
Assets: Cash & Investments $90,684 House $250,000 Liabilities: Heloc $61,868 Net Worth $278,816
Slay the 60K Heloc Monster or …
I have roughly 60K left on the damn heloc monster. I have been running numbers, and trying to decide what to do. If I get a chunk of money from the life insurance, put half my emergency fund on it, … Continue reading
Thoughts for the week
The $2700 November Challenge At the beginning of November I set myself a challenge to save $2700 in the month, which is the amount I would need to save every month in order to semi-retire at 60. I did actually … Continue reading
December 1 Net Worth Update
Assets Cash & Investments $90,422 House $250,000 Liabilities HELOC $62,229 Net Worth $278,193 Somehow my Net Worth has increased by $5108 this month. Not sure how that happened, but I am really happy about it. It was a bigger paycheque month … Continue reading
Emergency Fund – How much is enough?
I am a big believer in emergency funds. When my husband was in the hospital I was off work for four weeks. I had a bit of vacation time built up at work, but I knew I had my emergency fund … Continue reading
If I had a Million Dollars …
I’d buy you a green dress But not a real green dress That’s cruel OK, inside joke. But what would you do if you won a million dollars in the lottery tomorrow? What about 10 million? If I won one million … Continue reading
November 1 Net Worth Update
Assets: Cash and Investments $87,912 House $250,000 Liabilities: Heloc $63,927 Credit Cards $900 Net Worth $273,085 I forgot to do an update on October 1, but since September 1 my Net Worth has increased $5650. Partially due to savings and … Continue reading
Retirement soul searching
A while back I contacted a gentleman who used to work for the government in the CPP department. He offers his services, for a small fee, to calculate what your CPP will be at different ages. I asked him to … Continue reading
Conflicting Emotions
I met with a bankruptcy trustee this week regarding my late husband’s estate. He hadn’t filed his taxes for several years and owes mega bucks to the CRA. On the one hand I am not responsible for paying his taxes, … Continue reading
My Journey to Financial Wellness 